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NaturallyFreckled.com

NaturallyFreckled.com

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Finances

BLOG, Finances

How To Create A Zero-Based Budget

We all want to build wealth,  get out of debt, and take control of our lives, right? Well, that is not possible without an income. How do we use our income to meet these goals? I'm glad you asked! The best way of managing your income is through budgeting! Budgeting helps you create a plan for your money. If you are trying to control your spending, build your savings, invest or simply get out of debt, budgeting is a crucial component of that process, and a step you can't skip. Unfortunately, many people overlook this key step. They start paying bills, bu[...]

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Finances, Lifestyle

Path To Becoming Debt Free!

It’s pretty safe to assume that just about everyone wants to be debt free. Drowning in debt seems to be all too normal. I mean, aren't most of us bound to have school loans, credit card or mortgage debt until we die? At least that’s what we’ve been taught. Being in debt can bring frustration, depression, marital conflict, theft, poverty and homelessness. So why isn't financial education a cornerstone in our curriculum in schools? We should all be taught the importance of being smart with money throughout our lives instead of finding out the hard and painf[...]

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